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Third-party bidders are urged to research whether or not any liens, mechanics liens, second or third mortgages, or any other judgment liens held against a property are the responsibility of winning bidder. Liens may be settled between the homeowner and the lender prior to the auction, however there is no guarantee. It is the responsibility of the bidder to examine the title of the property. Public court records regarding the property can be found at the Lake County Circuit Clerk’s Office. The telephone number is 847-377-3380.
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The Sheriff’s Office holds auctions each Tuesday at 9:30 am, with the exception of holidays. Check the Sales Schedule (PDF)
Yes. On the sale day, bidders are required to place a minimum 10% deposit of the maximum amount they are willing to spend for the property. If the bid exceeds the bidder’s maximum amount available, the bidder will automatically be out of the bidding process. Keep in mind there may be a number of people bidding for the same property. An opening bid is provided by the lender as a starting point. If an opening bid is not provided by the lender, the property will not go to auction on that day. The opening bid can be found on the Foreclosed Property Listings the day before the scheduled sale date. The balance is due no later than two business days after the scheduled sale date. The Sheriff’s Office accepts certified funds (i.e. bank checks) and/or cash. Personal checks, loan approval notes from a bank or wire transfers will not be accepted.
Once the sale takes place, the lender’s attorneys must go back to court to get the sale approved. This court hearing is also known as confirming the sale. Once the sale is approved by a judge in court, the deed to the home is issued to the purchaser. If the homeowner is still living in the house, a minimum of 30 days is typically granted to the homeowner after this final court date before an eviction can be scheduled. We strongly suggest you attend the confirmation hearing to expedite receiving the deed. The sale confirmation hearing will take place at the Main Courthouse located at: 18 N. County Street Waukegan, IL 60085
Please call the Lake County Circuit Clerk’s Office at 847-377-3212 to find out the date and time of the court hearing. If you cannot attend the hearing, a copy of the court order (Order Approving Sale) can be obtained at the Lake County Circuit Clerk's Office. You will need to bring the Order Approving Sale to the Lake County Sheriff's Office to obtain the deed.