Lake County offers grant funds and forgivable loans available annually to non-profit organizations, municipalities and developers for affordable housing projects and programs serving households under 80% of area median income. Eligible projects and programs include: acquisition, rehabilitation, new construction and homebuyer assistance. 

The Lake County Board funds the Lake County Affordable Housing Program (LCAHP) with county dollars. This program aims to promote affordable housing activities for households that are ineligible under federal guidelines and meet the 80% - 100% area median income limits. 

• Down Payment Assistance 

  - First-time home buyers, or households who haven't owned a home for at least three years, may be eligible for down payment assistance through Community Partners for Affordable Housing. 

• Homeowner Rehabilitation Program

   - Current owners with home repairs or accessibility improvements may be eligible for financial assistance. Community Partners for Affordable Housing administers the Homeowner Rehabilitation Program, unless  the property is located in the City of Waukegan.

• Rental Assistance

   - Please contact the Lake County Housing Authority, the North Chicago Housing Authority or the Waukegan Housing Authority for information regarding low-rent housing and housing assistance to eligible families, elderly families and single persons.